Professional Loan For Chartered Accountants
up to ₹75 Lakhs | From 13.00% p.a.
Loan amount | Quick Disbursal | Flexible EMI
CA Loan Overview
Tailor-made collateral-free financing designed specifically for practicing Chartered Accountants (CAs) and audit firms. Establish new branch offices, invest in IT & tax audit software, hire qualified staff, and manage practice cash flows with fast 24-hour sanction and flexible tenure up to 5 years.
| Interest Rates | From 13.00% p.a. |
| Loan Amount | ₹1L – ₹75L |
| Maximum Tenure | Up to 5 Years (60 Months) |
| Disbursal Turnaround | Within 24 to 48 Hours |
| Upfront Charges | Zero Advance Cash Fees |
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CA Loan Features & Benefits
Key product features and underwriting advantages tailored for you.
Tailor-Made for Chartered Accountants
Dedicated underwriting honoring your ICAI Certificate of Practice (COP), professional vintage, and audit track record.
100% Collateral-Free & Unsecured
Zero requirement to mortgage office premises, pledge financial securities, or hypothecate assets.
High Sanction up to ₹75 Lakhs
Access ample funding from ₹1 Lakh up to ₹75 Lakhs to acquire commercial office space, digitize operations, or expand branch network.
Express 24-Hour Approval & Disbursal
Streamlined digital application with automated bank statement processing and rapid direct account disbursement.
Flexible Repayment Horizon
Select structured tenures from 12 to 60 months (up to 5 years) designed to match quarterly tax audit cash flows.
Multi-Purpose Utilization
Use capital freely for office interior renovation, purchasing ERP & tax software licenses, hiring articles/assistants, or meeting overhead expenses.
Eligibility & Documents Required
Minimal documentation with 100% digital verification.
Eligibility Criteria
Basic qualifications to apply
- check_circleNationality: Applicant must be a Citizen of India.
- check_circleAge Range: Between 24 years (at loan application) and 65 years (at loan maturity).
- check_circleEligible Profile: Practicing Chartered Accountants holding a valid ICAI Certificate of Practice (COP), or partners in registered CA firms.
- check_circleProfessional Experience: Minimum 1 year of post-qualification continuous professional practice.
- check_circleMinimum Annual Income: Minimum annual professional gross receipts / income of at least ₹3 Lakhs.
- check_circleCredit Profile: Minimum 650+ CIBIL score with a clean repayment track record.
Documents Required
Simple digital paperless upload
- task_altProof of Identity: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License.
- task_altProof of Address: Electricity Bill, Utility Bill, or Registered Rent Agreement.
- task_altProfessional Qualification Proof: ICAI Membership Certificate and valid Certificate of Practice (COP).
- task_altOffice Premises Proof: Commercial electricity bill, registered lease agreement, or firm registration certificate.
- task_altFinancial Documents: Last 6 to 12 Months Bank Statements (Current and/or Savings) and Last 2 Years ITR with Computation of Income.
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Frequently Asked Questions
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