Drive Your Dream Vehicle with
Instant Car Loan
Loan amount | Quick Disbursal | Flexible EMI
Car Loan Overview
Finance up to 80% on-road price for brand new cars and up to 200% valuation for certified pre-owned vehicles. Quick digital approvals, flexible tenures up to 8 years, and competitive rates across top auto lenders.
| Interest Rates | From 7.50% p.a. |
| Loan Amount | Up to ₹1 Crore (80% On-Road) |
| Maximum Tenure | Up to 8 Years |
| Disbursal Turnaround | Sanction in 2 Hours |
| Upfront Charges | Zero Advance Cash Fees |
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Compare instant quotes across 50+ banks with zero upfront charges.
Authorized Co-Lending Network With 50+ Scheduled Banks & Premier NBFCs
Car Loan Features & Benefits
Key product features and underwriting advantages tailored for you.
Up to 80% On-Road Funding (New Cars)
Get funding up to 80% of the on-road price for new cars covering registration, road tax, and comprehensive vehicle insurance.
Up to 200% Funding (Used Cars)
Competitive financing options available for certified used cars with funding up to 200% of the evaluated market value for vehicles up to 10 years old.
Flexible Tenures up to 8 Years
Choose manageable monthly EMI tenures from 1 to 8 years customized to your cash flows and affordability.
Lowest Interest Rates
Enjoy preferential auto loan rates starting from 7.50% p.a. for new cars and 11.50% p.a. for used cars from India's leading public and private sector banks.
Instant In-Principle Sanction
Digital paperwork and instant credit evaluation provide fast in-principle sanctions within 2 to 4 hours.
Zero Hidden Charges
Transparent loan terms with minimal documentation, nominal processing fees, and zero prepayment penalty options.
Eligibility & Documents Required
Minimal documentation with 100% digital verification.
Eligibility Criteria
Basic qualifications to apply
- check_circleEmployment Type: Salaried Professionals, Self-Employed Businessmen, Doctors, CAs, and Certified Professionals.
- check_circleAge Criteria: Minimum 21 years at the time of loan application, maximum 65 years at loan maturity.
- check_circleMinimum Income: ₹25,000 net monthly salary for Salaried or ₹3 Lakhs annual ITR for Self-Employed applicants.
- check_circleWork Experience: Minimum 1 year total employment (6 months in current job) or 2 years in current business.
- check_circleCredit Score: Minimum 700+ CIBIL score for instant rate concessions and high loan-to-value (LTV) sanctions.
Documents Required
Simple digital paperless upload
- task_altIdentity & Address Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
- task_altIncome Proof (Salaried): Last 3 Months Salary Slips, Latest Form 16, and Last 6 Months Salary Bank Statements.
- task_altIncome Proof (Self-Employed): Last 2 Years ITR with Computation, Audited Financials, and Last 6 Months Banking.
- task_altVehicle Documents: Vehicle Proforma Invoice / Quotation from authorized dealer (or RC copy & valuation report for used cars).
EMI Calculator for Car Loan
Simulate your monthly installment and total interest for Car Loan.
Frequently Asked Questions
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