Shikha Gahlout — Founder & Director, Shreem Finserv
Leadership Desk
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Shikha Gahlout
Founder & Director, Shreem Finserv
Software & Finance
starsABOUT SHREEM FINSERV • LEADERSHIP & VISION

Empowering India's
Financial Growth

“One Roof. Multiple Financial Solutions. One Trusted Partner.”

— Shikha Gahlout, Founder & Director

Founded by Shikha Gahlout, Shreem Finserv unites advanced software engineering with institutional banking expertise to deliver fast, transparent, zero-upfront-fee lending across 50+ Scheduled Banks & Premier NBFCs nationwide.

Network50+ Banks & NBFCs
Fees₹0 Upfront Charge
Speed24-48 Hr Sanction
CoveragePan-India Reach
Home>About Us>Leadership & Vision
psychologyTHE SHREEM LEADERSHIP ADVANTAGE

Bridging Technology Innovation & Banking Expertise

With a strong professional background spanning Software and Finance, Shikha Gahlout brings a unique blend of digital precision and deep institutional lending knowledge to the advisory ecosystem.

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Engineering Mindset

Technology & Software

Overcoming the traditional friction of borrowing through algorithmic loan matching, digital KYC automation, end-to-end status tracking, and secure 256-bit DPDP data processing.

verifiedAlgorithmic Multi-Bank Rate Matching
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Domain Authority

Banking & Lending Depth

Valuable on-ground experience working with several reputed banks and financial institutions, mastering underwriting policies, cash-flow structuring, and evolving client needs.

verifiedInstitutional Credit Underwriting Insights
hubPan-India Lending Portfolio

Headquartered in Delhi-NCR (Office No. 537, 5th Floor, Cloud 9, H3 Tower, Vaishali (GZB), UP 201010) and serving clients across all 28 Indian States & UTs, Shreem Finserv provides end-to-end assistance across Professional Loans (Doctors & CAs), Business Loans (BL), Loan Against Property (LAP), Home Loans, Working Capital & OD, Machinery Loans, Car Loans, Education Loans, and Women Entrepreneur Loans.

visibilitySTRATEGIC DIRECTION

The Vision Behind Shreem Finserv

Founded with a simple yet powerful vision — to make financial solutions easier, more accessible, and more customer-focused.

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One-Stop Platform

The idea behind Shreem Finserv is to create a one-stop financial platform where clients can access a wide range of financial products and solutions under one roof, without having to navigate multiple channels or institutions.

check_circleUnified Access Across 50+ Lenders
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Right Solution, Right Time

Our aim is not just to arrange finance, but to understand each client's unique financial requirement and provide the right solution, with the right guidance, at the right time.

check_circleTailored Underwriting & Structuring
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Customer-Centric Focus

Eliminating tedious bureaucratic friction, hidden commissions, and endless bank visits by putting client benefit, speed, and peace of mind at the forefront.

check_circle100% Zero Upfront Fee Guarantee
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Our Commitment

At Shreem Finserv, we believe that every client deserves transparency, personalised attention, professional guidance, and world-class service.

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Ethical Advisory

Absolute Transparency

Every client deserves clear terms, zero upfront charges, and complete disclosure with no hidden surprises.

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1-on-1 Guidance

Personalised Attention

We understand that every requirement is unique, crafting tailored loan structures suited precisely to your cash flow.

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Expert Underwriting

Professional Guidance

Institutional underwriting insights backed by senior banking expertise to secure the lowest feasible interest rates.

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Pan-India Reach

Pan-India Seamless Service

Delivering a frictionless digital experience for individuals, professionals, and MSMEs across all 28 states & UTs.

verifiedLong-Term Client Partnerships

A Seamless Financial Experience Across Pan India

With a strong focus on relationship building and long-term client partnerships, our goal is to deliver a seamless financial experience across Pan India, supported by professional expertise, technology, and a service-first approach.

Our vision is to build Shreem Finserv as a trusted financial partner for individuals, professionals, entrepreneurs, and businesses — helping them access the right financial opportunities with confidence.

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Loan Volume Disbursed

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Satisfied Borrowers

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Banking Partners

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Avg. Fast Sanction

Foundational Principles

The Shreem Operational Pillars

Built on unwavering compliance, absolute customer confidentiality, and institutional speed.

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100% Ethical & Zero Upfront Fee

Strict zero-brokerage, zero upfront fee policy. We only win when your loan is sanctioned and disbursed under optimal bank terms.

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50+ Premier Bank Network

Direct corporate DSA partnerships with SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak, Tata Capital, and top scheduled NBFCs.

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DPDP Act 2026 Compliant

256-bit encrypted secure data pipelines ensuring your PAN, ITR, and banking statements remain strictly confidential.

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Rapid Disbursal SLA

Industry-leading turnarounds: from 2-hour emergency credit to 24-hour doctor loans and 48-hour MSME capital.

Authorized Co-Lending Network With 50+ Scheduled Banks & Premier NBFCs

HDFC Bank
HDFC Bank
Starting 8.75% p.a.
State Bank of India
State Bank of India
Starting 7.25% p.a.
Punjab National Bank
Punjab National Bank
Starting 7.25% p.a.
Canara Bank
Canara Bank
Starting 7.25% p.a.
Indian Bank
Indian Bank
Starting 7.25% p.a.
ICICI Bank
ICICI Bank
Starting 8.90% p.a.
Axis Bank
Axis Bank
Starting 9.25% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank
Starting 8.50% p.a.
IDFC FIRST Bank
IDFC FIRST Bank
Starting 9.75% p.a.
Tata Capital
Tata Capital
Starting 9.99% p.a.
Bajaj Finserv
Bajaj Finserv
Starting 10.50% p.a.
Piramal Finance
Piramal Finance
Starting 9.40% p.a.
L&T Finance
L&T Finance
Starting 10.25% p.a.
IndusInd Bank
IndusInd Bank
Starting 9.40% p.a.
Bank of Baroda
Bank of Baroda
Starting 8.60% p.a.
Poonawalla Fincorp
Poonawalla Fincorp
Starting 9.99% p.a.
HDFC Bank
HDFC Bank
Starting 8.75% p.a.
State Bank of India
State Bank of India
Starting 7.25% p.a.
Punjab National Bank
Punjab National Bank
Starting 7.25% p.a.
Canara Bank
Canara Bank
Starting 7.25% p.a.
Indian Bank
Indian Bank
Starting 7.25% p.a.
ICICI Bank
ICICI Bank
Starting 8.90% p.a.
Axis Bank
Axis Bank
Starting 9.25% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank
Starting 8.50% p.a.
IDFC FIRST Bank
IDFC FIRST Bank
Starting 9.75% p.a.
Tata Capital
Tata Capital
Starting 9.99% p.a.
Bajaj Finserv
Bajaj Finserv
Starting 10.50% p.a.
Piramal Finance
Piramal Finance
Starting 9.40% p.a.
L&T Finance
L&T Finance
Starting 10.25% p.a.
IndusInd Bank
IndusInd Bank
Starting 9.40% p.a.
Bank of Baroda
Bank of Baroda
Starting 8.60% p.a.
Poonawalla Fincorp
Poonawalla Fincorp
Starting 9.99% p.a.
verifiedInstitutional Recognition

Trust That’s Earned. Proof That Speaks.

Proudly recognized by India’s tier-1 banks and financial institutions for operational compliance, transparency, and client-first loan advisory.

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4.9 / 5.0
★★★★★

Based on 2,500+ verified customer reviews

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2025 - 2026

Top Performing DSA Partner

Presented by Tata Capital Financial Services

Recognized for exceeding ₹100+ Crore in MSME & Business loan disbursements.

verified_userVerified Compliance Record
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2025

Excellence in Client Underwriting

Presented by L&T Finance Holdings

Awarded for industry-leading portfolio quality, low rejection rates & speed.

verified_userVerified Compliance Record
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2024 - 2025

Fastest Growing Financial Partner

Presented by Piramal Capital & Housing

Top DSA in Delhi-NCR region for Loan Against Property (LAP) facilitation.

verified_userVerified Compliance Record
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2024

Doctor Lending Strategic Channel

Presented by Leading Private Banks Consortium

Exclusive customized credit lines engineered for medical professionals & clinics.

verified_userVerified Compliance Record
Verified Instagram Client Shoutouts

Real Client Feedback & Instagram Shoutouts

Genuine stories of fast-track sanctions, lowest interest rates, and dedicated advisory from our verified borrowers.

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Doctor Professional Loan

“Thank you so much Shikha ji & Team for all the support in making it happen. It was wonderful connecting with you and your efforts, sincerity and commitment towards your work is commendable. You are very prompt and proactive in resolving queries or issues faced by the customers. More power to you 👍”

check_circleManaged by Shikha & Team
Dr. Abhishek Verma

Dr. Abhishek Verma

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Medical Practitioner & Clinic Director

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Doctor Professional Loan

“Very thankful to Shikha ma'am & her team. She will guide you through the process and its a streamlined experience. She has a wealth of knowledge and experience. She helped me a lot. Thanks!”

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Dr. Gautam Arora

Dr. Gautam Arora

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Neurologist, Pain Management Specialist

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Doctor Professional Loan

“I am very satisfied with the services provided by Ms. Pooja Chauhan and her team. From documentation to disbursement, the process was handled efficiently with clear communication and transparency. The team was responsive, supportive, and professional at every stage. I would definitely recommend their services to others. 😊🙏🏻”

check_circleManaged by Ms. Pooja Chauhan
Dr. Anand Kumar

Dr. Anand Kumar

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MBBS, MD

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Doctor Loan @ 9.9% ROI

“Initially hesitant, but when rate came down to 9.9%, they guided throughout. Since I relocated from Maharashtra to Rajasthan, I had documentation hurdles, but Shikha Ma'am's team took ownership and delivered 100% on their commitment. Highly recommend their service!”

check_circleManaged by Shalini & Shikha Ma'am
Dr. Balaji Baliram

Dr. Balaji Baliram

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Medical Practitioner

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Doctor Professional Loan

“Thank you, Pooja Ma'am, and the entire Shreem Team, for your support in helping me with my Dr. Professional Loan. Your professionalism, transparency, and quick assistance made the process smooth and stress-free. I truly appreciate your guidance and timely help.”

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Dr. Siddharth & Medical Team

Dr. Siddharth & Medical Team

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Medical Practitioner & Surgeon

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Business Loan (₹1.5 Crore)

“Securing a ₹1.5 Cr collateral-free working capital loan within 48 hours seemed impossible until we engaged Shreem Finserv. No collateral pledging, totally transparent terms, and direct bank disbursal. Unmatched efficiency across 50+ co-lending banks!”

check_circleEnterprise Underwriting Desk
Vikramaditya Singhania

Vikramaditya Singhania

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Managing Director, MSME Logistics

Have a Loan Requirement in Mind?

Speak directly with Shikha Gahlout & our senior underwriting team for immediate eligibility evaluation.

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