Machinery & Equipment Financing: How to Fund Heavy Industrial Assets at 90% LTV
- check_circleUp to 90% financing against proforma invoices of domestic or imported machinery.
- check_circleThe purchased machinery itself acts as the primary hypothecated security, avoiding extra property collateral.
- check_circleFlexible repayment structures with 3 to 6-month moratoriums aligned with equipment installation and commissioning.
- check_circleAvail full depreciation tax benefits under Section 32 of the Income Tax Act.
Upgrading industrial manufacturing capacity requires substantial capital expenditure. Locking up critical operating cash flows in heavy plant and machinery purchases can stall day-to-day business operations. Machinery and Equipment loans solve this by financing up to 90% of the invoice value with structured EMIs matched to your production revenue cycle.
Eligible Industrial Machinery Covered:
• CNC Machines, Lathes, and Precision Tooling
• Commercial Printing and Packaging Units
• Medical Imaging: MRI, CT Scanners, Ultrasound, and X-Ray Equipment
• Plastic Injection Molding & Extrusion Lines
• Food Processing, Commercial Baking, and Cold Storage Equipment
• Earthmoving and Heavy Construction Equipment (JCBs, Excavators)
Tax Advantages of Machinery Financing in India:
Under Section 32 of the Income Tax Act, manufacturing enterprises can claim standard depreciation of 15% plus additional depreciation of 20% on new plant and machinery installed during the financial year, drastically reducing corporate tax liability.
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